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Critical Illness Cover
We provide advice and guidance on your Critical Illness Cover and protection needs to ensure you have the right level of cover in place.
Critical Illness Cover pays a settlement payment out in the form of a lump sum on the diagnosis of a critical illness as defined by the provider. These may include such conditions as a heart attack, stroke or various forms of cancer.
A critical illness policy pays out a lump sum if you are diagnosed with a serious illness that may prevent you from working again. This would ensure that any financial commitments could be repaid or it could help fund the cost of specialist treatment or drugs to help the condition. For single people with no dependants, Critical Illness Cover that pays off the mortgage is more important than having life cover, as it means you have fewer bills or a lump sum to use at your disposal if you are very unwell. As a couple this is also advisable as this will provide a welcome financial boost at a time of emotional stress and financial hardship. The majority of critical illness providers will also include children’s critical illness cover at no additional cost to provide additional cover for all of the family.
Call us on 01509 733072 and speak to one of our advisers today
PROTECTION
Straightforward Protection advice without the jargon
We provide a fully advised service regarding protection policies that you can arrange to protect you and your family, including Life Insurance, Critical Illness Cover, Income Protection and Home Insurance. Your protection needs may change over time due to changes in circumstances so if you would like us to review your current level of cover please contact us today.

LIFE INSURANCE

CRITICAL ILLNESS COVER

INCOME PROTECTION

HOME INSURANCE

ACCIDENT & SICKNESS

TRUSTS & WILLS
Ready to talk?
Jargon free Mortgage and Insurance advice? Give us a call today to find out how we can help find your next mortgage. We love to hear from clients old and new.
01509 733072
hello@henryjames.mortgage

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Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage.
Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority.
A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.
Henry James Mortgage & Financial Solutions Ltd, is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. The Right Mortgage Limited. Registered address: St Johns Court, 70 St Johns Close, Knowle, Solihull, B93 0NH. Registered in England and Wales. Company no. 08130498
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.